Dental Insurance We Accept
Plans we're in network with
Being in network means your insurance has a set fee schedule with us, so your out-of-pocket cost is usually lower and we bill your plan directly.
- Cigna
- Aetna
- Sun Life
- DHA
- Principal
- Delta Dental (Premier and PPO)
- Ameritas
Other plans we accept
We accept most PPO dental insurance. If your carrier isn't on the in-network list, you likely still have out-of-network benefits that cover a meaningful share of your care. We'll bill your plan and explain your costs before treatment begins.
- Anthem Blue Cross
- Blue Shield of California
- Beam
- Most other PPO plans
Plan networks change from time to time. Please call (415) 453-0642 with your member ID before your visit so we can confirm exactly how your plan works with us.
Guardian and MetLife
We're happy to see patients with Guardian and MetLife, with one difference in how payment works: we ask for payment in full at the time of your visit, then give you a completed claim form to submit to your insurance for reimbursement. Your benefits still apply. The reimbursement simply comes back to you rather than to us.
If you have Guardian or MetLife, give us a call before your appointment so we can walk you through what to expect.
No dental insurance? We have a plan for that.
Our in-office membership plan is a simple yearly membership. It is not insurance, and there are no deductibles, waiting periods, or annual maximums. Membership includes:
- X-rays
- Two cleanings per year
- One emergency visit
- A discount on all other dental services
Whitening is not included in the member discount.
Each of our dentists offers their own membership plan. Pick the dentist you see, or would like to see, and their page will show you that plan's current price and how to enroll.
Financing options
We accept CareCredit, which lets you spread the cost of treatment over time.
Beyond CareCredit, we look at payment arrangements case by case. Every treatment plan and budget is different. Talk to our front office and we'll work out something that fits before you commit to anything. See our financing options for more.
Insurance questions, answered
Am I able to use my PPO plan here?
We're in network with Cigna, Aetna, Sun Life, DHA, Principal, Delta Dental (Premier and PPO), and Ameritas, and we accept most other PPO plans. Because networks change, the surest step is a quick call to (415) 453-0642 with your member ID. We'll confirm exactly how your plan works with us before you book.
What if my insurance plan isn't listed here?
Call us anyway. Many PPO plans include out-of-network benefits that still cover a meaningful share of your care, and our front office can check your specific plan and give you a clear picture of costs before any treatment.
Why do Guardian and MetLife work differently?
With those two carriers we ask for payment in full at the time of service and provide you with a claim form to submit for reimbursement. Your benefits still apply. They're paid back to you directly instead of to our office.
What if I don't have dental insurance?
You're not alone, and it doesn't have to be a barrier. Our in-office membership plan includes x-rays, two cleanings, an emergency visit, and a discount on other services. We also accept CareCredit, and we can look at payment arrangements case by case.
How do I find out what my plan actually covers?
Bring your insurance card to your first visit, or call ahead with your member ID. We'll help verify your benefits. Typically preventive visits like cleanings and exams are covered at or near 100%, with cost-sharing on fillings, crowns, and larger treatments.
Not sure about your coverage?
Call us with your member ID and we'll check your benefits for you. It takes a few minutes and there's no obligation.
Call (415) 453-0642